An ideal formula for quick credit

Alterfina allows you to obtain credit without an inquiry and in a secure manner.Apply Now

Calculate your payments

CA$500CA$2,500

CA$167 by pay for approximately 182 days

*Indicative amount. Refer to the legal notices page

*The periodic payment must be at least 5% of the balance at the end of each month.

**You can pay the amount due at any time, in full or in part.

Become an Alterfina + member for only 3.79%.

Choose the Alterfina + plan to benefit from our advantages.Become a member

How to get your credit facility?

Step 1 Fill up the online application

Fill up the online application

Takes only a few minutes to complete

Step 2 Instant Bank Verification

Instant Bank Verification

No need to send any document

Step 3 Direct funds deposit

Direct funds deposit

Same day deposit 1

What’s a credit check?

When an organisation or a financial institution proceeds to a credit check, that means that they are asking for access to information found in your credit file. They verify your past credit history, your credit rating, your reimbursement capacity based on your current income level and do other credit verifications. When the credit investigation is done, banks or other financial institutions will make a decision regarding your solvency report. A bad credit score can lead to a loan rejection.

At Alterfina, no need to worry about your past credit history. We are a no credit check lender who offer short term cash financing solutions, in a 100% secure and confidential way and no matter your financial situation. Whether it be for a weekend getaway, and unexpected expense or a bill payment, borrow money online for your financial emergencies!

Become an Alterfina member and
enjoy exclusive benefits

  • Save every day with our promotions and discounts.
  • Optimize your financial future with our expert advice.
  • Access our variable credit facility.

Why choose us?

Credit up to $2,500

+

Quick response and deposit

+

Paperless financing

+

No credit checks

+

They trusted us

"Great when you need help and great customer service thank you"

  • Caroline

"Thank you for your trust! I appreciate the team who offered great service, thanks!"

  • Guy

"I thank you for your agents who called me at home to confirm. The staff is kind and polite. Thanks for your quick answer! The delay for my deposit was quick."

  • Sandie